Leo West Leo West
0 Course Enrolled • 0 Course CompletedBiography
Reasons To Buy Insurance Licensing Ok-Life-Accident-and-Health-or-Sickness-Producer Exam Dumps
Our Ok-Life-Accident-and-Health-or-Sickness-Producer guide torrent will be the best choice for you to save your time. Because our products are designed by a lot of experts and professors in different area, our Ok-Life-Accident-and-Health-or-Sickness-Producer exam questions can promise twenty to thirty hours for preparing for the exam. If you decide to buy our Ok-Life-Accident-and-Health-or-Sickness-Producer test guide, which means you just need to spend twenty to thirty hours before you take your exam. By our Ok-Life-Accident-and-Health-or-Sickness-Producer Exam Questions, you will spend less time on preparing for exam, which means you will have more spare time to do other thing. So do not hesitate and buy our Ok-Life-Accident-and-Health-or-Sickness-Producer guide torrent.
In order to make sure your whole experience of buying our Ok-Life-Accident-and-Health-or-Sickness-Producer prep guide more comfortable, our company will provide all people with 24 hours online service. The experts and professors from our company designed the online service system for all customers. If you decide to buy the Ok-Life-Accident-and-Health-or-Sickness-Producer study braindumps from our company, we can make sure that you will have the opportunity to enjoy the best online service provided by our excellent online workers. If you purchasing the Ok-Life-Accident-and-Health-or-Sickness-Producer Test Practice files designed by many experts and professors from our company, we can promise that our online workers are going to serve you day and night during your learning period. If you have any questions about our study materials, you can send an email to us, and then the online workers from our company will help you solve your problem in the shortest time. So do not hesitate to buy our Ok-Life-Accident-and-Health-or-Sickness-Producer prep guide.
>> Latest Ok-Life-Accident-and-Health-or-Sickness-Producer Test Blueprint <<
PDF Ok-Life-Accident-and-Health-or-Sickness-Producer VCE, Latest Ok-Life-Accident-and-Health-or-Sickness-Producer Study Guide
In fact, passing Ok-Life-Accident-and-Health-or-Sickness-Producer certification exam is just a piece of cake! But in realistic society, some candidates always say that this is difficult to accomplish. Therefore, Ok-Life-Accident-and-Health-or-Sickness-Producer certification has become a luxury that some candidates aspire to. When the some candidates through how many years attempted to achieve a goal to get Ok-Life-Accident-and-Health-or-Sickness-Producer Certification, had still not seen success hope, candidate thought always depth is having doubts unavoidably bog: can I get Ok-Life-Accident-and-Health-or-Sickness-Producer certification? When can I get Ok-Life-Accident-and-Health-or-Sickness-Producer certification? In this a succession of question behind, is following close on is the suspicion and lax.
Insurance Licensing Oklahoma Life, Accident, and Health or Sickness Producer Exam Sample Questions (Q31-Q36):
NEW QUESTION # 31
Which of the following is NOT an example of inducement?
- A. Giving merchandise to a client with a value of $250.
- B. A promise of employment.
- C. A gift having a value less than $100.
- D. A special favor in the payment of premiums.
Answer: C
Explanation:
Aninducementin insurance involves offering something of value to persuade someone to purchase a policy, which is consideredrebatingand prohibited in Oklahoma unless allowed under specific exceptions (Title 36 O.
S. § 1204). Oklahoma allows gifts valued at $100 or less as non-rebating promotional items, so a gift under
$100 is not an inducement. Other actions, like promising employment, offering premium payment favors, or giving high-value merchandise, are considered inducements.
* Option A: Incorrect (is an inducement). Promising employment to secure a policy sale is rebating.
* Option B: Correct (is not an inducement). A gift valued less than $100 is permitted and not considered rebating.
* Option C: Incorrect (is an inducement). Special favors in premium payments are rebating.
* Option D: Incorrect (is an inducement). Giving merchandise worth $250 exceeds the $100 limit and is rebating.
:
Prometric Oklahoma Life, Accident, and Health or Sickness Producer Exam Content Outline (Section: State- Specific Knowledge - Oklahoma Insurance Statutes).
Oklahoma Insurance Department, Title 36 O.S. § 1204 (unfair trade practices, rebating).
Standard insurance study guides (e.g., Kaplan, ExamFX) for Oklahoma producer licensing.
NEW QUESTION # 32
Which of the following provisions allows a person to temporarily give up a portion of their ownership rights to secure a loan?
- A. Automatic premium loan.
- B. Collateral assignment.
- C. Reinstatement.
- D. Entire contract.
Answer: B
Explanation:
A collateral assignment is a provision in a life insurance policy that allows the policyowner to temporarily transfer certain ownership rights (e.g., the right to the death benefit or cash value) to a creditor as security for a loan. The assignee (creditor) has a claim to the policy proceeds up to the loan amount, but the policyowner retains other rights and regains full ownership once the loan is repaid.
* Option A: Incorrect. Reinstatement allows a lapsed policy to be restored under certain conditions, not related to securing a loan.
* Option B: Incorrect. The entire contract provision defines the policy and application as the complete agreement, not related to loans.
* Option C: Correct. Collateral assignment temporarily assigns policy rights to secure a loan, as per standard life insurance provisions.
* Option D: Incorrect. An automatic premium loan uses the policy's cash value to pay overdue premiums, not to secure an external loan.
This question is part of the Prometric content outline under "Provisions, Options, Exclusions, Riders, Clauses, and Rights," which covers ownership and assignment provisions.
:
Prometric Oklahoma Life, Accident, and Health or Sickness Producer Exam Content Outline (Section:
General Knowledge - Life Insurance Provisions).
Oklahoma Insurance Department, Title 36 O.S. § 4001 et seq. (life insurance policy provisions).
Standard insurance study guides (e.g., Kaplan, ExamFX) for Oklahoma producer licensing.
NEW QUESTION # 33
The type of annuity in which all payments cease upon the death of an annuitant is referred to as a
- A. finite annuity.
- B. life annuity.
- C. refund annuity.
- D. terminal annuity.
Answer: B
Explanation:
Alife annuity(or straight life annuity) pays periodic payments to the annuitant until their death, at which point all payments cease, with no further benefits to beneficiaries. This contrasts with other annuity types, such as refund or joint-life annuities, which may continue payments or provide refunds.
* Option A: Incorrect. "Terminal annuity" is not a standard insurance term.
* Option B: Incorrect. "Finite annuity" is not a recognized annuity type.
* Option C: Incorrect. A refund annuity provides a refund or continued payments to a beneficiary if the annuitant dies early.
* Option D: Correct. A life annuity ceases payments upon the annuitant's death.
This question falls under the Prometric content outline section on "Life Products," which covers annuities and their features.
:
Prometric Oklahoma Life, Accident, and Health or Sickness Producer Exam Content Outline (Section:
General Knowledge - Life Insurance).
Oklahoma Insurance Department, Title 36 O.S. § 4002 (definitions of life insurance products, including annuities).
Standard insurance study guides (e.g., Kaplan, ExamFX) for Oklahoma producer licensing.
NEW QUESTION # 34
Term life insurance is more appropriate than whole life insurance when the
- A. insured needs low cost permanent life insurance protection.
- B. maximum protection is needed, but the insured cannot afford premium payments for permanent insurance.
- C. policyowner wants to borrow against the life insurance policy values.
- D. policyowner desires an accumulation of cash values.
Answer: B
Explanation:
Term life insuranceprovides coverage for a specific period (e.g., 10, 20 years) at a lower premium cost than whole life insurance, making it ideal for individuals needing maximum death benefit protection but unable to afford the higher premiums of permanent insurance. Unlike whole life, term life does not accumulate cash value or allow policy loans.
* Option A: Incorrect. Borrowing against policy values requires cash value, available in whole life, not term life.
* Option B: Incorrect. Cash value accumulation is a feature of whole life, not term life.
* Option C: Correct. Term life is appropriate for maximum protection at a lower cost when permanent insurance premiums are unaffordable.
* Option D: Incorrect. Term life is not permanent insurance; whole life provides permanent coverage.
This question falls under the Prometric content outline section on "Life Products," which covers the suitability of term versus whole life insurance.
:
Prometric Oklahoma Life, Accident, and Health or Sickness Producer Exam Content Outline (Section:
General Knowledge - Life Insurance).
Oklahoma Insurance Department, Title 36 O.S. § 4002 (definitions of life insurance products).
Standard insurance study guides (e.g., Kaplan, ExamFX) for Oklahoma producer licensing.
NEW QUESTION # 35
A common disaster provision states that if the beneficiary dies from the same accident as the insured individual, the insurer will proceed as if the
- A. insured individual outlived the beneficiary.
- B. beneficiary outlived the insured individual.
- C. beneficiary was never named on the policy.
- D. beneficiary and the insured individual died simultaneously.
Answer: B
Explanation:
Thecommon disaster provisionin a life insurance policy addresses situations where the insured and primary beneficiary die in the same accident. It typically includes a survivorship clause, presuming thebeneficiary outlived the insuredfor a specified period (e.g., 14-30 days) unless proven otherwise. This ensures the death benefit passes to the beneficiary's estate or contingent beneficiaries, as outlined in Oklahoma's life insurance provisions (Title 36 O.S. § 4001 et seq.).
* Option A: Incorrect. The provision does not assume the insured outlived the beneficiary.
* Option B: Correct. The insurer proceeds as if the beneficiary outlived the insured.
* Option C: Incorrect. Simultaneous death is addressed differently under the Uniform Simultaneous Death Act, not the common disaster provision.
* Option D: Incorrect. The provision does not treat the beneficiary as unnamed.
:
Prometric Oklahoma Life, Accident, and Health or Sickness Producer Exam Content Outline (Section:
General Knowledge - Life Insurance Provisions).
Oklahoma Insurance Department, Title 36 O.S. § 4001 et seq. (beneficiary provisions).
Standard insurance study guides (e.g., Kaplan, ExamFX) for Oklahoma producer licensing.
NEW QUESTION # 36
......
High quality practice materials like our Ok-Life-Accident-and-Health-or-Sickness-Producer learning dumps exert influential effects which are obvious and everlasting during your preparation. The high quality product like our Ok-Life-Accident-and-Health-or-Sickness-Producer real exam has no need to advertise everywhere, the exam candidates are the best living and breathing ads. Our Ok-Life-Accident-and-Health-or-Sickness-Producer Exam Questions will help you you redress the wrongs you may have and will have in the Ok-Life-Accident-and-Health-or-Sickness-Producer study guide before heads. Just come and try!
PDF Ok-Life-Accident-and-Health-or-Sickness-Producer VCE: https://www.test4engine.com/Ok-Life-Accident-and-Health-or-Sickness-Producer_exam-latest-braindumps.html
We offer guaranteed success with Ok-Life-Accident-and-Health-or-Sickness-Producer questions on the first attempt, and you will be able to pass the Ok-Life-Accident-and-Health-or-Sickness-Producer exam in short time, We promise that you can pass the PDF Ok-Life-Accident-and-Health-or-Sickness-Producer VCE Exam Questions Certification exam on the first try after using our PDF Ok-Life-Accident-and-Health-or-Sickness-Producer VCE Study Guide products, or else give you a FULL REFUND to reduce your loss, So, it is no surprise that the pass rate of PDF Ok-Life-Accident-and-Health-or-Sickness-Producer VCE - Oklahoma Life, Accident, and Health or Sickness Producer Exam valid pdf question has reached up to 99%.
It went back to a system worse than what Ok-Life-Accident-and-Health-or-Sickness-Producer he already had on his desk, Tap the account shown next to Mail, We offer guaranteed success with Ok-Life-Accident-and-Health-or-Sickness-Producer questions on the first attempt, and you will be able to pass the Ok-Life-Accident-and-Health-or-Sickness-Producer Exam in short time.
Try a Free Demo and Then Buy Insurance Licensing Ok-Life-Accident-and-Health-or-Sickness-Producer Exam Dumps
We promise that you can pass the Insurance Licensing Certification Exam Questions Certification Latest Ok-Life-Accident-and-Health-or-Sickness-Producer Study Guide exam on the first try after using our Insurance Licensing Certification Study Guide products, or else give you a FULL REFUND to reduce your loss.
So, it is no surprise that the pass rate of Oklahoma Life, Accident, and Health or Sickness Producer Exam valid pdf question has reached up to 99%, We know that the standard for most workers become higher and higher, so we also set higher demand on our Ok-Life-Accident-and-Health-or-Sickness-Producer latest test cram.
Our experts are researchers who have been engaged in professional qualification Ok-Life-Accident-and-Health-or-Sickness-Producer exams for many years and they have a keen sense of smell in the direction of the examination.
- Ok-Life-Accident-and-Health-or-Sickness-Producer Guide Torrent: Oklahoma Life, Accident, and Health or Sickness Producer Exam - Ok-Life-Accident-and-Health-or-Sickness-Producer Test Braindumps Files 🌌 Copy URL ✔ www.pass4leader.com ️✔️ open and search for 《 Ok-Life-Accident-and-Health-or-Sickness-Producer 》 to download for free 🥱Online Ok-Life-Accident-and-Health-or-Sickness-Producer Training
- Free PDF Insurance Licensing - Latest Latest Ok-Life-Accident-and-Health-or-Sickness-Producer Test Blueprint ⏹ Download 【 Ok-Life-Accident-and-Health-or-Sickness-Producer 】 for free by simply entering ⇛ www.pdfvce.com ⇚ website 🛺Ok-Life-Accident-and-Health-or-Sickness-Producer Valid Test Objectives
- 100% Pass Quiz Insurance Licensing - Perfect Ok-Life-Accident-and-Health-or-Sickness-Producer - Latest Oklahoma Life, Accident, and Health or Sickness Producer Exam Test Blueprint 🕜 Download [ Ok-Life-Accident-and-Health-or-Sickness-Producer ] for free by simply entering （ www.prep4sures.top ） website 🪔Ok-Life-Accident-and-Health-or-Sickness-Producer Valid Exam Forum
- Reliable Ok-Life-Accident-and-Health-or-Sickness-Producer – 100% Free Latest Test Blueprint | PDF Ok-Life-Accident-and-Health-or-Sickness-Producer VCE 👲 Open ⮆ www.pdfvce.com ⮄ and search for ✔ Ok-Life-Accident-and-Health-or-Sickness-Producer ️✔️ to download exam materials for free 🥱Ok-Life-Accident-and-Health-or-Sickness-Producer Online Tests
- Latest Ok-Life-Accident-and-Health-or-Sickness-Producer Test Blueprint and Insurance Licensing PDF Ok-Life-Accident-and-Health-or-Sickness-Producer VCE: Oklahoma Life, Accident, and Health or Sickness Producer Exam Pass Certify 😁 Search for ☀ Ok-Life-Accident-and-Health-or-Sickness-Producer ️☀️ and download it for free immediately on ☀ www.prep4pass.com ️☀️ 🏌New Ok-Life-Accident-and-Health-or-Sickness-Producer Braindumps Ebook
- 100% Pass Quiz Insurance Licensing - Perfect Ok-Life-Accident-and-Health-or-Sickness-Producer - Latest Oklahoma Life, Accident, and Health or Sickness Producer Exam Test Blueprint 💝 《 www.pdfvce.com 》 is best website to obtain ⮆ Ok-Life-Accident-and-Health-or-Sickness-Producer ⮄ for free download 🦜Online Ok-Life-Accident-and-Health-or-Sickness-Producer Training
- Ok-Life-Accident-and-Health-or-Sickness-Producer Guide Torrent: Oklahoma Life, Accident, and Health or Sickness Producer Exam - Ok-Life-Accident-and-Health-or-Sickness-Producer Test Braindumps Files 💠 Search for ⇛ Ok-Life-Accident-and-Health-or-Sickness-Producer ⇚ and easily obtain a free download on [ www.prep4pass.com ] ◀Ok-Life-Accident-and-Health-or-Sickness-Producer Valid Test Objectives
- Latest Ok-Life-Accident-and-Health-or-Sickness-Producer Test Blueprint and Insurance Licensing PDF Ok-Life-Accident-and-Health-or-Sickness-Producer VCE: Oklahoma Life, Accident, and Health or Sickness Producer Exam Pass Certify ✍ Open “ www.pdfvce.com ” and search for { Ok-Life-Accident-and-Health-or-Sickness-Producer } to download exam materials for free 🏄Sure Ok-Life-Accident-and-Health-or-Sickness-Producer Pass
- Valid Ok-Life-Accident-and-Health-or-Sickness-Producer Test Objectives 🌴 Reliable Ok-Life-Accident-and-Health-or-Sickness-Producer Test Braindumps 📫 Ok-Life-Accident-and-Health-or-Sickness-Producer Practice Questions 👪 Search for ➥ Ok-Life-Accident-and-Health-or-Sickness-Producer 🡄 and download it for free immediately on 《 www.torrentvce.com 》 🥕Updated Ok-Life-Accident-and-Health-or-Sickness-Producer Demo
- Sure Ok-Life-Accident-and-Health-or-Sickness-Producer Pass 〰 Ok-Life-Accident-and-Health-or-Sickness-Producer Online Tests 🏹 Ok-Life-Accident-and-Health-or-Sickness-Producer Valid Braindumps Book 🎵 Open ⇛ www.pdfvce.com ⇚ and search for ✔ Ok-Life-Accident-and-Health-or-Sickness-Producer ️✔️ to download exam materials for free 🎠New Ok-Life-Accident-and-Health-or-Sickness-Producer Braindumps Ebook
- Ok-Life-Accident-and-Health-or-Sickness-Producer Guide Torrent: Oklahoma Life, Accident, and Health or Sickness Producer Exam - Ok-Life-Accident-and-Health-or-Sickness-Producer Test Braindumps Files 🍜 Enter ➡ www.prep4away.com ️⬅️ and search for ▛ Ok-Life-Accident-and-Health-or-Sickness-Producer ▟ to download for free 🌌Valid Ok-Life-Accident-and-Health-or-Sickness-Producer Test Objectives
- www.wcs.edu.eu, ucgp.jujuy.edu.ar, ucgp.jujuy.edu.ar, lms.anatoliaec.com, uniway.edu.lk, uniway.edu.lk, amazoninstitutekhairpur.com, c-eir.org, deepcyclepower.com, uniway.edu.lk